Financial Planning and Wealth Management in Lexington, KY
Moneyline Wealth Management helps individuals, families, and business owners make informed decisions about retirement, investments, life insurance, long-term care, and employee benefits. We begin by understanding what matters to you, then develop and monitor strategies designed around your goals and circumstances.
How We Can Help
Financial Planning
Coordinate investments, retirement, insurance, education funding, cash flow, and estate priorities within one financial strategy.
Investment Management
Build and monitor a diversified portfolio aligned with your goals, time horizon, expected withdrawals, and tolerance for risk.
Retirement Planning
Evaluate retirement timing, income sources, Social Security, taxes, spending, health-care costs, and investment risk.
Life Insurance and Long-Term Care
Review protection needs for family, business, legacy goals, and the potential financial impact of extended care.
Explore Life Insurance | Explore Long-Term Care
Employee Benefits
Help business owners evaluate retirement plans, group insurance, voluntary benefits, and employee education.
Why Moneyline Wealth Management?
Moneyline is based in Lexington, Kentucky, and serves individuals, families, and business owners. The team includes Mike Bidarian, CFP, and works through LPL Financial to provide securities and advisory services as described in the site’s disclosures. Clients receive a planning process focused on education, clear priorities, implementation, and ongoing review.
What to Expect
- Discuss your goals, concerns, and important deadlines.
- Review current accounts, income, insurance, and other relevant information.
- Identify gaps, tradeoffs, and possible strategies.
- Agree on next steps and responsibilities.
- Monitor progress and update the plan as circumstances change.
Frequently Asked Questions
Who does Moneyline Wealth Management serve?
Moneyline works with individuals, families, and business owners who want help coordinating important financial decisions.
What should I bring to a first meeting?
Useful information may include account statements, retirement-plan details, insurance policies, income and spending estimates, estate documents, and a list of questions.
Do I need a certain amount of money to get started?
Service availability and account requirements can vary. Contact the firm to discuss your needs and the services that may be appropriate.
How are financial advisors paid?
Compensation may include advisory fees, commissions on certain products, or other arrangements. Ask for a clear explanation of services, fees, costs, and potential conflicts before proceeding.
Can you help with an old 401(k)?
Moneyline can help review the available options and considerations. Options may include leaving assets in the former plan, moving them to a new employer plan if allowed, rolling to an IRA, or taking a distribution.
When should I start retirement planning?
Planning can begin at any age. Starting earlier provides more time to save and adjust, while planning near retirement can clarify timing, income, taxes, and risk.